A patient holding a credit card while paying at a laptop
HomeImplantsCost & Financing

Why two quotes for the same mouth differ by thousands.

Nobody can price an implant case from a phone call. Here is what actually moves the number.

Get a real quoteFinancing options
FreeSecond opinion on implant surgery
Most PPOsDental insurance accepted
Claims filedBy the practice, on your behalf
The Variables

Five things decide the number.

All five come out of the consultation and the 3D scan.

A restoration seated on implants01

How many teeth are missing

One tooth, a span, or an entire arch. Four posts carrying an arch is usually more cost-effective than replacing each tooth individually.

A clinician showing a patient their X-ray beside an implant model02

How long they have been missing

Bone recedes where teeth are not loading it. Time gone is the biggest predictor of whether anything has to be rebuilt first.

An implant post held before placement03

What has to happen first

Extractions, bone grafting, sinus work: separate procedures with their own healing time, and the usual reason two quotes are months and thousands apart.

A crown being seated onto a demonstration model04

Materials

A zirconia fixed prosthesis is not the same object as an acrylic one. What is being quoted matters as much as how many implants.

The bench and stereo microscope in the practice's in-house laboratory05

Where the work is done

Surgery, restoration and the laboratory under one roof removes the margin each outside party adds, and the second set of appointments with it.

A clinician showing a patient a dental model during a consultation+

Bring another quote

Second opinions on implant surgery are free here. Bring the plan and the scan, and you will get a straight read on what is in it.

Book a second opinion
Cost Over Time

The cheapest option on day one is rarely the cheapest option.

Traditional dentures are the lowest number at the start, and not a long-term solution: they rest on gum tissue, they move, they need relining, and the bone underneath keeps receding because nothing is loading it.

Implant-supported dentures sit in the middle. The denture clips onto implants, which stops the movement and puts load back into the bone.

Full-arch implants are the highest number up front and the lowest maintenance afterwards: no relining, no adhesive, no nightly removal. Ask any practice quoting you what the ten-year cost looks like, not just the day-one one.

How full-arch works
A clinician showing a patient a dental model during a consultation
Insurance

Claims are filed for you.

Most dental PPO plans are accepted. Coverage for implants is often limited, but limited is not nothing. The practice files the claims on your behalf and works the plan for every benefit it actually entitles you to.

  • Cash
  • Check
  • Credit card: most major cards
  • Most dental insurance PPO plans
  • Third-party financing: three lenders, below
Financing

Three lenders, for three different situations.

Monthly payment plans through partners the practice already works with. Apply directly with any of them.

CareCredit

CareCredit

Flexible monthly payment options for patients who qualify. Manage the treatment cost over a term instead of in one payment.

1-800-677-0718
Proceed Finance

Proceed Finance

No-collateral loans up to $60,000, terms up to 96 months, at fair fixed rates. The longest term of the three.

844-272-7587
LendingClub

LendingClub

Apply from a phone in minutes, choose the rate, term and payment that fit, and have funds sent to your account for a lower APR.

888-596-3157
Questions

About paying for it.

Why is there no price list on this page?
Because an honest one cannot exist. Two people missing the same tooth can need entirely different treatment depending on what the bone is doing. You get a real number after the scan, in writing.
Does insurance cover dental implants?
Some plans offer limited coverage. The practice files claims on your behalf and works to get every benefit your plan entitles you to. Whether that is a large or small share depends entirely on the plan.
Can I finance the whole case?
In most cases yes, through CareCredit, Proceed Finance or LendingClub. Proceed Finance carries the longest terms of the three, up to 96 months.
Is a second opinion really free?
Yes, on implant surgery. If you have been quoted elsewhere, bring the plan and any imaging.

Where to go next.

Get a number that means something.

The 3D scan, the plan, and the cost of that plan, before you commit to anything.